Chiara And Stella`s Guide to the Web

We have all heard it a thousand times but millions of people enter into contracts of one form or another very single day without ever reading the ‘small print’. Unfortunately, the print on an affordable health insurance plan might be small but the effect that it can have on your life when you come to make a claim can be huge. You absolutely must read through the small print and, in particular, pay attention to what is and what is not covered by looking for any exclusions. Just as important you need to pay careful attention to the definitions accepted by your insurer as your definition of an emergency may not be the same as your insurer’s. Look especially for definitions of medical emergency, medical necessity, accidental injury, pre-existing conditions and what is reasonable and customary.